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Four easy steps to developing a personal financial plan and then following through:
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Developing a personal financial plan isn't difficult. It just requires that you follow the steps and hit all the bases.
Goals matter. It's trite but true to say that you can't get to where you're going if you don't know where you're going.
Identification of assets is essentially an inventory of opportunity. Assets take a broad range of forms, cash, property, human capital, intellectual property, even networks of friendships.
Protection should usually rank in importance above growth. An asset lost is an asset that can't grow.
Growth is a primary characteristic that we want to see in an investment portfolio. But it's not really the primary objective. Income is the primary objective. But growth is necessary to ensure future income.
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